Political rant part tres - Michael Moore's Sicko

[MalibuGuru]

Vital ShieldSM 2900*†
Offered by Blue Shield Life Shield Spectrum PPOSM Savings Plan 4000*†
Offered by Blue Shield Life Shield Spectrum PPOSM Plan 5000*
Offered by Blue Shield Life
Starting Monthly Rate $42** $45** $52***
Preventive Care Visit 100% of the allowable amount1 $35 ($0 after annual deductible is met) $35
Office Visits $40 for first 2 visits1 (afterward you pay 100% until out of pocket maximum is met) $0 after annual deductible is met $35 after annual deductible is met
Annual Deductible $2,900 $4,000 $5,000
Prescriptions $10 for generic Brand name drugs
not covered $0 after annual deductible is met $10 for generic/$35 for brand name drugs after $500 brand Rx deductible is met
ER Visit $100 + 40% after annual deductible is met

[D-wo]

Hey Iso,

Why are you and Mallard Fillmore always ripping on the post office? It seems off base and mean spirited.

I, for one, am hoping that under Hillarycare that all vaccinations will be conducted at the P.O. - "Give me a book of the liberty bell stamps and my Hep C booster please."

[jse]

[isobars]

[windoggi]

I googled you

[PDF]
HopeandHelp Alzheimer’s?
File Format: PDF/Adobe Acrobat - View as HTML
For Michael Fick, this support group. has proven to be invaluable. “I never. thought I’d be comfortable talking with. somebody about my bowels,” he says ...
www.merck.com/yourhealthnow/ pdf/YourHealthNow_vol2-8.pdf - Similar pages

[FredBGG]

Just spent the whole day looking for insurance for my daughter.
The system is just plain dishonest.

I won't go into all the details.

But here's just one example and this is with Blue Shield.
So each brochure for each plan is 16 pages 7 of whick are wasted on those crap "lifestyle" photos of people looking oh so happy.
Where ever possible abreveations are used to make things more cryptic.

When I asked for a list of covered proceedures I was told that they don't supply that untill you have been aproved and have been aproved and you have paid and are covered. They did tell me to refer to the non covered items list in the brochure.
That was of absolutly no help and basicly bullshit because the 5th item on the list was as follows:

"Services and supplies not listed as covered under this policy".

So basicly without having access to this list I don't know what the hell I am buying!!!!

So I called the office of the California Insurance commisioner.
Guess what there is not a law that says health insurers have to tell you what proceedures they cover and what they don't before you sign their contract.

One other example of good old American health Care Bullshit is the policy a friend of mine was given by his employer that is policy carried by one of the three big insurers.
Basicly regarding hospital coverage there is a maximum of $ 10,000 which is already low, but what is worse it only covers the "hotel" part of hospitalization and covers no medical, diagnostic or surgical services. No X-rays ...nothing. Basicly to reach the $10,000 of "hotel" part of hospitalization you would have had to spend close to 300,000 out of pocket medical services.

It took some concentrated reading and 4 calls to the insurance company to finally get a supervisor that confimed what I had figured out.

Hey if you think this system works your crazy!!!

[FredBGG]

[MalibuGuru]

cut and paste from blue shield web site

[jp5]

FredBgg - Have you checked out Tonik from Blue Cross? It is good, afordable, basic medical coverage for young adults. Both my kids have it and I think it's about $180 for 3 months.

[isobars]