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OBX race ? Going on
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mrgybe



Joined: 01 Jul 2008
Posts: 4622

PostPosted: Sat Mar 21, 2020 9:33 am    Post subject: Reply with quote

As of today, non resident homeowners will not be allowed in either.
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donwh



Joined: 10 Apr 2000
Posts: 114

PostPosted: Sat Mar 21, 2020 12:10 pm    Post subject: Spring In Hatteras Reply with quote

U2U2 Wrote in different thread:
"Anyone who didn't see any need for travel insurance , has new thoughts.
Donít take anyoneís word, find out."

Mid-April trip to Avon.
I have travel insurance through Red Sky. Just called them. The recorded message basically said. "Read your policy. We will only pay IF you have or contract the virus during your stay."

I am assuming things will not be anywhere to normal by then.
Hoping between Hatteras Realty and the insurance co. things will change. I will expect nothing but my full money back, or so long Hatteras...

Info/updates appreciated.
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U2U2U2



Joined: 06 Jul 2001
Posts: 5153
Location: Shipsterns Bluff, Tasmania. Colorado

PostPosted: Sat Mar 21, 2020 12:44 pm    Post subject: Reply with quote

Insurance : Aside from this virus, which will
have some interpretations many things are covered by the insurance. Hurricanes , then road closures have been covered in the past.
I know, first hand on 2 occasions. If the road is closed , this was due to a natural disaster. This virus is certainly a emergency. A Natural disaster, depends on who says it is or isnít.
I read , that some insurance companies are saying that the virus was predictable, and not covered.so I made a reservation a year ago, how is that predicable.
https://redskyinsurance.com/products/sun-trip-preserver/

These acts below can be interpretive , note in the past I think they werenít used with influenzas, further note, the Road effectively closed, then you as a visitor, only permanent residents are permitted entry .

https://fas.org/sgp/crs/misc/RL34724.pdf

This is not the realtyís, nor anyone at OBX fault.
My feeling is the realityís may come through with some options, like mine have.

I have $3328.09 reasons this is my concern.

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flaherty



Joined: 01 May 1997
Posts: 417

PostPosted: Mon Mar 23, 2020 10:32 am    Post subject: Reply with quote

Stinking insurance companies. You should be totally covered, you can't get on the island. Maybe you could threaten to sue them, or look into some consumer bureau that could help you out. They are making up rules as they go along, not fair.
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fox



Joined: 09 Sep 1997
Posts: 114
Location: Pine Point, Maine

PostPosted: Fri Mar 27, 2020 9:21 am    Post subject: Reply with quote

fyi

https://www.hatterasrealty.com/coronavirus-information
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U2U2U2



Joined: 06 Jul 2001
Posts: 5153
Location: Shipsterns Bluff, Tasmania. Colorado

PostPosted: Fri Mar 27, 2020 9:56 am    Post subject: Reply with quote

The Hatteras Realty , procedure is about what I was told a week ago.
Some wording on the Red Sky policy terms are interpretative , quarantined being one.
I was told that if the rent on your new reservation is higher then you pay, if lower, they keep the monies. They mention a refund , but no details.

My recommendation if you have insurance , file it. The dates will have to be within the islands being closed to visitors ,a disaster , catastrophe, has occurred for this to happen.

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U2U2U2



Joined: 06 Jul 2001
Posts: 5153
Location: Shipsterns Bluff, Tasmania. Colorado

PostPosted: Fri Mar 27, 2020 9:56 am    Post subject: Reply with quote

Lots of other companyís that rent .
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fox



Joined: 09 Sep 1997
Posts: 114
Location: Pine Point, Maine

PostPosted: Fri Mar 27, 2020 4:34 pm    Post subject: Reply with quote

Reads to me like I request a different week(s) or get a refund if my dates are passed and the island is still closed. What am I missing? Thanks
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richhotdog



Joined: 23 Apr 2009
Posts: 41

PostPosted: Fri Mar 27, 2020 5:09 pm    Post subject: obx Reply with quote

I am the owner of West Wind on Island creek in Avon. Hatteras realty manages my house. Yesterday I returned the first two weeks deposits to them.If the island is closed the weeks you have rented,you will get your money back.It's that simple.You just have to wait till your week passes.
Nobody is trying to screw anyone. These are extremely difficult times especially for the business owners on Hatteras Island. Let's try to relax a little,if you can change your week great,if not wait it out.Everybody is suffering.It's going to be a windy fall.I can feel it.
Thanks
Rich
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U2U2U2



Joined: 06 Jul 2001
Posts: 5153
Location: Shipsterns Bluff, Tasmania. Colorado

PostPosted: Fri Mar 27, 2020 5:12 pm    Post subject: Reply with quote

New Reservation after May 1 is in effect.
All this applies to Hatteras Realty.
Standard cancellation: probably useless with this situation, $200 fee , if re rented a refund.
Only other cancellation addressed at this time :if Up coming within 14 days, transfer to another date ie. Sept October, if it canít be moved a refund will be processed once date of departure has passed. If the travel is lifted during the stay, the refund is pro rated.
Refund doesnít say how much in either case.

Travel insurance: cancel with Hatteras Realty, file appropriate forms with Red Sky,Insurance in this case. Part of these include a Doctors statement that states you are unable to travel, due to sickness,or a member of your party. Thatís One condition.
If the island is in effect quarantined, that prohibits you from entering. A disaster , seems to me a National emergency fits the definition of a natural disaster . Red Sky May say otherwise.
Donít know what appeal is available , if any, it may be stated on the policy, something like any claim will be reviewed and decision is final.
Civil court. Class action .

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